Home ownership and you will Guarantee Protection Operate regarding 1994 Sep 23, 1994 Congress enacted our home Ownership and you will Collateral Defense Act (HOEPA) within the 1994 to help you suppress unfair, inaccurate, otherwise abusive methods during the residential refinancing mortgage and you will home improvement financing. Brand new Operate called for more disclosures,… متابعة قراءة Home ownership and you will Guarantee Protection Operate regarding 1994